Restoration ,Are You Paying Too Much?

Get help and help others restore and enjoy driving/touring in horseless carriages
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Joined: Wed Nov 23, 2016 2:36 am

Restoration ,Are You Paying Too Much?

Post by Johnwick88 » Fri Mar 17, 2017 12:03 am

If you don't know the difference between vintage, antique, classic autos and other types of valuable older automobiles and trucks, you may end up paying too much for antique and collector car insurance. In this topic, I'll try to help you through some of the subtle variations and how to classify your collector car for insurance purposes.

Antique Autos

The history of the automobile dates back to the 1880's, when they were called Horseless Carriages. Many experts use the period from the 1880's to about 1916 to date the Horseless Carriage era. When you talk to ten experts, you'll probably get five to agree upon definitive dates for antique cars. That's why antique car insurance is difficult. I tend to believe that antique vehicles were built before the first World War.

Vintage Autos

Most experts will agree that vintage cars were built between 1919-1930. I know what you're thinking. What about those cars manufactured during WW1? How do you classify them? History will show that American auto plants were shuttered during the war and turned into production facilities for war vehicles. That's where we get Vintage Cars, for purposes of classifying vintage car insurance.

Classic Cars

Some car buffs believe Classic Cars are state of the art automobiles born between 1925-1948. Others believe that any car that was built before 1973 is a Classic Car. There are as many definitions as there are "experts". I believe The Classic Car Club of America states that an Antique Car is one manufactured before 1948.


The purpose of all the preceding terminology is to show you how confusing it gets when trying to buy Collector Car Insurance. Your true antique vehicle may be worth millions, is probably stored in a secure building and is never driven. A restored vintage car may just be driven a few times a year to car shows and parades. A classic car may be the one you drive every day, because you love the look and it's easy to work on.


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Joined: Tue Dec 29, 2015 11:11 am

Re: Restoration ,Are You Paying Too Much?

Post by steamnut09 » Sat Apr 01, 2017 12:45 pm

I am confused. I thought I was going to read some info pertaining to the costs involved with restoring our cars. Did I miss something or was this an attempt at defining the "old" car we have for insurance purposes??

Freighter Jim
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Joined: Sun Jan 03, 2016 6:15 am

Re: Restoration ,Are You Paying Too Much?

Post by Freighter Jim » Wed May 03, 2017 4:00 pm

" Your true antique vehicle may be worth millions " ....

There is the tip off ...

The poster is selling something but not doing a good job doing it ...


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